COMPLICATED SITUATION,
SIMPLE ADVICE
SIMPLE ADVICE
We don’t do guesswork. We do facts and figures and probabilities. Our approach to advice has been recognised and awarded, because it works.
WE WORK WITH THE QUIET ACHIEVERS
Our approach to advice isn’t based on the latest flashy financial product or get rich quick scheme. We believe in the fundamentals and extensive financial modelling of our clients’ situation, to remove doubt and provide certainty.
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We provided advice on appropriate levels of protection that was tax effective and did not impede on their cash flow. As a result of these discussions we also provided advice on estate planning, appropriate supers and investments within their supers to ensure they will be able to meet their retirement goals.
At one of the Strategy Update meetings they indicated they wished to upgrade their home and considered the option of keeping the existing home as an investment property. We completed with them different modelling projection scenarios to see how much they could spend on a new home and yet still be able to maintain a comfortable lifestyle as that was one of their primary concerns. As a result they purchased a new home and made the decision to not keep their existing home as it would have affected their lifestyle. We determined an alternative strategy that could still build their wealth at the same level as maintaining their existing home as an investment property without impeding on their cash flow and lifestyle.
We determined that if they wanted to travel overseas every year they would have to work for another 12 months. If they were happy to travel overseas every second year they could retire now.
The second alternative was to take on more risk in their portfolio – which they were not comfortable with.
They decided then and there in the meeting that they would rather retire now and travel every second year.
They have now been clients for approximately 3 years and are really enjoying their retirement and extensive travel.
Also wanted to form a relationship with a financial adviser in the event that if the husband is unable to continue managing the SMSF they had a trusted adviser that could continue to provide ongoing advice and assistance to ensure that they can maintain their retirement standard of living.
We advised them of an appropriate investment portfolio as their current investments would not have allowed them to maintain their retirement standard of living.
We also provided them some advice on maximising their Centrelink Age Pension entitlements as well as providing recommendations around their Estate Planning needs.
We implemented these recommendations and continue to work with them to ensure the portfolio meets their requirements.
HOW WE WORK
OUR PROCESS
The Benefits of Financial Planning
Preparing to see a Financial Planner
Planning for your Retirement
Testimonials
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"Helen and I are most grateful for the great work you and the Team have done for us."
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"Keep up the good work so we can continue to have a happy retirement!!!!"
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"You really do a great job. It's a complex, ever changing world. Your ongoing assistance is greatly appreciated!"
MEET THE TEAM
George Tsakiris – Adviser | Managing Director
George established Advance Financial Planning in 2006, following his tenure as a Financial Planner with AMP Financial Planning. He is a Certified Financial Planner and a Self-Managed Super Fund Specialist Adviser, with nearly 20 years of experience in the field. George is a current member of the Financial Advice Association Australia and the Self-Managed Super Fund Association, and he holds a Graduate Diploma in Financial Planning.
George is passionate about providing holistic, conflict-free advice to his clients.
Living locally in Research, George and his family are actively involved in the Eltham Wildcats Basketball Club and Research Junior Football Club. George values keeping fit and healthy in both body and mind.
Britt Mueller – Financial Adviser
Britt joined Advance Financial Planning in July 2020 as a Paraplanner. By 2022, she had taken on more technical responsibilities and shadowed George in various areas of the business. After successfully completing her Professional Year in March 2024, Britt became a fully qualified Financial Adviser. She holds Bachelor’s Degrees in Accounting and Economics, with a major in Financial Planning.
Britt values working collaboratively with clients to determine the next steps on their financial pathway.
Living in the Dandenong Ranges, Britt enjoys playing basketball and cherishes time spent with family and friends.
Jacob Ramsay – Provisional Financial Adviser
Jacob joined Advance Financial Planning as a Paraplanner in July 2023, bringing two years industry experience. By July 2024, he advanced to an Associate role and began his professional year under George’s mentorship. Since then, Jacob has successfully passed the Financial Adviser’s Exam and is now a Provisional Financial Adviser, currently in the latter half of his professional year, on track to becoming a fully qualified adviser.
Jacob holds a Bachelor’s Degree in Financial Planning with Distinction. In 2023, he was honoured with the Deakin Business School Academic Excellence Award for the top graduating student in Bachelor of Commerce (Financial Planning) program. His passion for the industry is evident in his dedication to helping clients to achieve their goals and aspirations.
As a Provisional Financial Adviser, Jacob’s responsibilities include attending and leading client meetings alongside George and Britt, assisting in the preparation and development of strategies and addressing clients’ technical queries.
Living locally in St Andrews, Jacob is well acquainted with the Eltham area. He enjoys supporting the Old Eltham (Turtles) Collegians Football Club and caring for the animals on his parents’ farm.
Alex Lambert – Paraplanner
Alex joined Advance Financial Planning in April 2024, bringing experience as a Treasury Analyst with a national accounting and audit firm. He holds a Bachelor’s Degree in Economics and a Master of Financial Planning . Alex is eager to continually learn about the financial advice industry and is passionate about helping clients achieve their financial goals.
As a Paraplanner, Alex’s responsibilities include preparing Statement of Advice and Record of Advice documents, along with other financial planning documents.
Living in the eastern suburbs, Alex enjoys playing basketball and catching up with friends at the best places to eat and drink around Melbourne.
Lisa Williams – Implementation Manager
Lisa joined Advance Financial Planning in February 2014, bringing over 20 years’ experience in the financial services and superannuation sectors.
As the Implementation Manager, Lisa assists clients with implementation and administration duties.
Living locally with her family, Lisa enjoys travelling, watching movies, dining out and watching her beloved Tigers in the AFL during her spare time.
Sharon Northey – Office Manager
Sharon joined Advance Financial Planning in September 2016, bringing with her a strong background in marketing and administration within the financial services industry.
As the Office Manager, Sharon’s responsibilities include assisting clients, handling administrative duties, and coordinating marketing and communications for the practice.
Living locally, Sharon lives locally and enjoys being actively involved in her children’s sporting activities including the Lower Plenty Football Club. She also enjoys spending time with family at the beach, staying active and healthy, and gardening.
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CONTACT INFO
Suite 1, Level 1, 6 Pryor Street Eltham, VIC, 3095
+61 3 9431 6828
OFFICE HOURS
Monday – Thursday: 9:00am – 5:00pm
Friday: 9:00am – 12:00pm
Advance Financial Planning Pty Ltd (ABN 15 121 810 419) is a corporate authorised representative of Personal Financial Services Limited (ABN 26 098 725 145) AFS Licence No. 234459, Level 10, 88 Phillip Street, Sydney NSW 2000. Personal Financial Services Limited respects your privacy. Refer to our privacy policy for more information.