COMPLICATED SITUATION,
SIMPLE ADVICE
SIMPLE ADVICE
We don’t do guesswork. We do facts and figures and probabilities. Our approach to advice has been recognised and awarded, because it works.
WE WORK WITH THE QUIET ACHIEVERS
Our approach to advice isn’t based on the latest flashy financial product or get rich quick scheme. We believe in the fundamentals and extensive financial modelling of our clients’ situation, to remove doubt and provide certainty.
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We provided advice on appropriate levels of protection that was tax effective and did not impede on their cash flow. As a result of these discussions we also provided advice on estate planning, appropriate supers and investments within their supers to ensure they will be able to meet their retirement goals.
At one of the Strategy Update meetings they indicated they wished to upgrade their home and considered the option of keeping the existing home as an investment property. We completed with them different modelling projection scenarios to see how much they could spend on a new home and yet still be able to maintain a comfortable lifestyle as that was one of their primary concerns. As a result they purchased a new home and made the decision to not keep their existing home as it would have affected their lifestyle. We determined an alternative strategy that could still build their wealth at the same level as maintaining their existing home as an investment property without impeding on their cash flow and lifestyle.
We determined that if they wanted to travel overseas every year they would have to work for another 12 months. If they were happy to travel overseas every second year they could retire now.
The second alternative was to take on more risk in their portfolio – which they were not comfortable with.
They decided then and there in the meeting that they would rather retire now and travel every second year.
They have now been clients for approximately 3 years and are really enjoying their retirement and extensive travel.
Also wanted to form a relationship with a financial adviser in the event that if the husband is unable to continue managing the SMSF they had a trusted adviser that could continue to provide ongoing advice and assistance to ensure that they can maintain their retirement standard of living.
We advised them of an appropriate investment portfolio as their current investments would not have allowed them to maintain their retirement standard of living.
We also provided them some advice on maximising their Centrelink Age Pension entitlements as well as providing recommendations around their Estate Planning needs.
We implemented these recommendations and continue to work with them to ensure the portfolio meets their requirements.
HOW WE WORK
OUR PROCESS
Investing With Clarity,
Discipline & Purpose
Discipline & Purpose
Our approach to investing is grounded in clarity, discipline and alignment. We believe portfolios should be built to support each client’s goals, managed with care through changing markets, and implemented in a way that keeps the focus on long-term outcomes rather than short-term noise.
Clarity, Discipline & Purpose
Investor behaviour has a significant impact on outcomes. Emotional decision-making during periods of market stress can erode long-term returns. We place strong emphasis on education and behavioural coaching, helping clients understand markets, diversification and volatility so they remain confident and committed to their long-term strategy.
Trusted Investment Expertise
✓ Specialist external investment expertise
✓ Evidence-based portfolio construction
✓ Focus on long-term outcomes
✓ Personalised advice aligned to your goals
Take The Next Step With Confidence
Download our complete Investment Philosophy document and learn more about the principles that guide every investment decision.
Testimonials
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"Helen and I are most grateful for the great work you and the Team have done for us."
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"Keep up the good work so we can continue to have a happy retirement!!!!"
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"You really do a great job. It's a complex, ever changing world. Your ongoing assistance is greatly appreciated!"
MEET THE TEAM
Advance Financial Planning is a Melbourne-based financial advice practice, our financial advisers and professional advice team help individuals, families, business owners, pre-retirees and retirees make confident financial decisions with clear, personalised financial advice including retirement planning, superannuation advice, SMSF advice, investment advice, aged care financial advice, Centrelink strategies, insurance and estate planning advice and wealth management.
Our experienced team takes the time to understand your values, goals and personal risks, explain your options clearly and build personalised financial advice so that you can make informed decisions, helping you to move forward with certainty and confidence.
George Tsakiris – Adviser | Managing Director
Hi, I’m George, founder and Managing Director of Advance Financial Planning.
I established Advance Financial Planning in 2006 after working as a Financial Planner with AMP Financial Planning. Over the years, I’ve helped individuals, families and retirees make confident financial decisions by providing clear, holistic and conflict-free advice.
With over 20 years experience in the field, I am a Certified Financial Planner®, Self-Managed Super Fund Specialist Adviser, Accredited Behavioural Finance Professional and Chartered Retirement Planning Counsellor. I also hold a Graduate Diploma in Financial Planning and am an active member of both the Financial Advice Association Australia and the SMSF Association.
I am passionate about providing holistic, conflict-free advice to our clients.
My family and I live locally in Research, where we are actively involved in the Eltham Wildcats Basketball Club and Research Junior Football Club. Outside of work, I enjoy staying active and maintaining a healthy balance in both body and mind.
George established Advance Financial Planning in 2006, following his tenure as a Financial Planner with AMP Financial Planning. He is a Certified Financial Planner, a Self-Managed Super Fund Specialist Adviser, an Accredited Behavioural Finance Professional and a Chartered Retirement Planning Counsellor. With nearly 20 years of experience in the field. George is a current member of the Financial Advice Association Australia and the Self-Managed Super Fund Association, and he holds a Graduate Diploma in Financial Planning.
George is passionate about providing holistic, conflict-free advice to his clients.
Living locally in Research, George and his family are actively involved in the Eltham Wildcats Basketball Club and Research Junior Football Club. George values keeping fit and healthy in both body and mind.
Jacob Ramsay – Financial Adviser
Hi, I’m Jacob.
My passion for financial planning began while studying at university, where I completed a Bachelor of Financial Planning with Distinction. In 2023, I was honoured to receive the Deakin Business School Academic Excellence Award as the top graduating student in the Bachelor of Commerce (Financial Planning) program.
Since joining Advance Financial Planning, I’ve worked through paraplanning, client strategy support and am a qualified Financial Adviser having now completed my Professional Year under George’s mentorship. Today, I work directly with clients to develop practical strategies, answer technical questions, and provide financial advice which helps our clients achieve their goals and aspirations.
I am passionate about helping people make informed financial decisions that create opportunities and peace of mind for their future.
I live locally in St Andrews and enjoy supporting the Old Eltham (Turtles) Collegians Football Club and caring for the animals on my family’s farm.
Catherine Sharples-Rushbrooke – Practice Manager
Hi, I’m Catherine.
At Advance Financial Planning, my role is to help simplify complexity, coordinate the moving pieces, and support an experience built on trust, reassurance and practical action. I am passionate about financial education and helping our clients; advice team and professional partners feel informed, supported and confident at every stage of their advice journey.
With over 20 years’ experience across financial advice, relationship management, coaching, education and client engagement, I have completed Certified Financial Planner® and Self-Managed Super Fund Specialist accreditations as well as the Bachelor of Business (Financial Planning) and Certificate IV in Training and Assessment.
My family and I live locally in Eltham, where we are actively involved in local sporting, schooling and performing arts communities. I am passionate about supporting inclusive communities through equality and opportunity.
Lisa Williams – Implementation Manager
Hi, I’m Lisa.
With more than 20 years of experience across financial services and superannuation, I help ensure our clients’ advice strategies are implemented accurately and efficiently.
I understand that the administration side of financial planning can sometimes feel overwhelming, which is why I focus on making the process as simple and stress-free as possible. My role is to help turn advice into action while keeping clients informed every step of the way.
Living locally with my family, I enjoy travelling, watching movies, dining out with family and friends, and passionately supporting my beloved Richmond Tigers.
Jenny Mantong – Client Service Manager
Hi, I’m Jenny.
I hold a degree in Accounting and provide administrative and client support to help ensure every client receives a smooth and positive experience with our team.
I enjoy working behind the scenes to support our advisers and clients, making sure important details are handled carefully and efficiently. What I value most about Advance Financial Planning is our genuinely supportive and collaborative culture, where helping people is at the centre of everything we do.
Outside work, I enjoy hiking, spending time in nature, reading, and relaxing with a good movie. I take great pride in helping clients feel supported and looked after throughout their financial planning journey.
Zen Aliviano – Paraplanner
Hi, I’m Zen.
I began my career in accounting before moving into financial planning, where I discovered a passion for helping clients and supporting advisers. Since joining Advance Financial Planning, I’ve had the opportunity to develop my skills across client service, implementation and paraplanning.
I enjoy being part of a team that genuinely cares about its clients and works together to deliver outstanding outcomes. Every day gives me the opportunity to learn, grow and contribute to helping clients achieve greater financial confidence.
Outside of work, I enjoy spending time with family and friends, watching movies and series, listening to music and participating in fun runs. Joining Advance Financial Planning has been one of the most rewarding steps in my career, and I’m excited about what the future holds.
Karylle Bernadas – Client Service Manager
Hi, I’m Karylle.
I joined Advance Financial Planning after completing my Management Accounting studies and gaining practical experience through an internship with an accounting firm. Moving into financial planning has given me the opportunity to build on that background while developing new skills in a client-focused environment.
As a Client Service Manager, I support our advisers and clients with the important administrative details that help keep the advice process organised, efficient and easy to follow. I also assist Lisa with implementations, helping ensure advice is put into action carefully and smoothly.
What I enjoy most is being part of a supportive team that is always willing to help one another and deliver a positive experience for clients. I love assisting our clients every day and taking pride in the small details that help them feel supported throughout their financial planning journey.
Outside of work, I enjoy watching movies and TV series, exploring cafés to try new coffees, and staying active with regular walks and the occasional hike.
Why clients choose to work with us
Our goal is to help you make confident financial decisions with complete clarity. We believe financial advice should simplify life, not complicate it, and we are committed to building long-term relationships based on trust, transparency and results.
Ready to feel more confident about your financial future? Book a conversation with our team to discuss your goals, ask questions, and explore whether personalised financial advice could help you plan your next step with clarity.
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Suite 1, Level 1, 6 Pryor Street Eltham, VIC, 3095
+61 3 9431 6828
OFFICE HOURS
Monday – Thursday: 9:00am – 5:00pm
Friday: 9:00am – 12:00pm
Advance Financial Planning Pty Ltd (ABN 15 121 810 419) is a corporate authorised representative of Personal Financial Services Limited (ABN 26 098 725 145) AFS Licence No. 234459, Level 6, 88 Phillip Street, Sydney NSW 2000. Personal Financial Services Limited respects your privacy. Refer to our privacy policy for more information.